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Transfer of Equity

What is Transfer of Equity? 


A transfer of equity involves changing the legal owners of a property. It’s essential that you get expert legal advice when transferring title and/or equity as it can result in a notable change in circumstances for you and anyone else involved.

Transfer of Equity Solicitors 


Our Property & Conveyancing specialists can support you to explore the option of equity transfer in the following circumstances:


If you are getting married, or entering into a civil partnership, you may wish to share ownership.

Divorce or Separation

You may wish to remove a name from the title deeds when a relationship ends.

Tax Planning

It may be beneficial to share ownership with children or other family members, in order to mitigate future inheritance tax liabilities.

Forming a Trust

You may wish to protect property assets on behalf of a loved one who has difficulty managing their own finances.

Change of Circumstances

You may wish to realign shares of a co-owned property, or buy out a co-owner.

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The Transfer of Equity Process


The transfer of equity process begins with ensuring you have an official copy of the title forro the property which will be used to check if there are any mortgages on the property or any other restrictions involved. Then, the conveyancer will:

  • Review the title deeds or property deeds
  • Check the identity of the clients
  • Prepare the transfer deed

How Long Does a Transfer of Equity Take?


A transfer of equity typically takes approximately 4 – 6 weeks, but this is dependent on several factors. We will be able to give a clearer estimate on discussion of your case. 

If there is a mortgage on the property, the transfer will take longer as you will have to wait to receive written consent from any lenders involved.

Transfer of Equity FAQs

When Would a Transfer of Equity Take Place? 

A transfer of equity can happen in a situation where someone wishes to leave or join a property deed. You can transfer equity to a new partner or another family member or gift it to your children. You can transfer equity to an existing partner, at least one existing owner must remain on the deed when the transfer is complete. 

Can I Transfer Equity to Someone Under 18? 

Yes, you can transfer equity to someone under 18, however, there can’t legally hold the property so to get around this, you will need to set up a trust deed. When they turn 18, they will legally receive the equity. 

What is a Transfer Deed? 

A transfer deed is a legal document which officially transfers the ownership of a property. 

Do Both Parties Need a Solicitor for Transfer of Equity?

It is recommended that where a conflict of interest could come up during the transaction or in the future, the same solicitor should not act for both the transferor and transferee.

Why Choose Howells?

Competitive Prices

We aim to provide the best quality legal service at competitive prices meaning you will receive the best service no matter what the price you pay.

Professional Service

Our Property & Conveyancing specialists are highly regarded in the industry and receive fantastic feedback on their professionalism, whilst being down to earth and offering a personalised service to each client.

Guidance and Support

Our team is here for you. We aim to make the process stress-free and easy and will be with you every step of the way. Our transfer of equity solicitors are there to offer advice to keep your mind at ease, and also communicate regularly, openly and sensitively. We are always ready to listen.


What we quote for is what we do, and we make sure you are fully aware of the mystery about the legal process, so you have no fears or worries.

Conveyancing Fees

Our competitive prices are fixed fee based dependent on the value of the property you are buying and or selling. To obtain a free quote listing our fees, disbursements, and vat, please click on the free conveyancing quote button below. This will give you an instant quote. The quote can be obtained without leaving your contact details. Just press “Calculate”, but please leave your details if you want us to contact you.

How can we help? Contact us today

Contact us on 0114 2496666 and one of our advisors will be in touch to discuss your situation. We will take some initial information and if we can help, we will book you in for a consultation with a legal professional.

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Our experienced Conveyancing team enjoy nothing better than being recommended by your family and friends to use us for your conveyancing needs. They enjoy meeting clients on a face-to-face basis to give that support and reassurance at this stressful time. Our team are highly skilled and use the latest conveyancing technology but still offer the friendly and personal service that clients prefer. They understand that they’re not dealing with ‘cases’ but with people, not bound up in legal process but in real lives. This team is supervised by Lindsey Rawson

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